Going for Growth

Promoting Access to Wealth Building Financial Services in Massachusetts Gateway Cities

This paper examines the market for personal financial services and finds that many Gateway City residents do not have bank accounts, which leaves them dependent on high-cost services like check cashers. Without bank accounts, families have difficulty developing the credit history needed to qualify for low-interest loans. They turn instead to pawnshops, rent-to-own stores, and read more

Going for Growth

Promoting Residential Reinvestment in Massachusetts Gateway Cities

Promoting Residential Reinvestment in Massachusetts Gateway Cities, the second brief in a series exploring evidence-based policy innovations to spur reinvestment and renewal in the state’s key regional cities. This paper examines state housing spending over the last 15 years and finds that programs designed primarily to increase affordability in strong markets have not been able read more

Building for the Future

Foundations for a Springfield Comprehensive Growth Strategy

Springfield has enormous assets, but like other midsize cities throughout the Northeast and Midwest, it struggles to get past decades of disinvestment brought on by manufacturing decline and residential disinvestment. To rebuild and reposition for the knowledge economy, communities like Springfield need long-term strategies – plans that address challenges and leverage opportunities by channeling resources read more

Reconnecting Massachusetts Gateway Cities

Lessons Learned and an Agenda for Renewal

Massachusetts has enjoyed one of the most successful economic transitions to a knowledge-based economy anywhere in the world over the last two decades. Statewide trends describe a solid economic turnaround, built on strong institutions, soaring educational attainment and the emergence of knowledge-based industries with high-paying jobs. Yet these broader trends obscure stark geographical variations within read more

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